This is a project site for the research project called Digital Consumption and Over-Indebtedness Among Young Adults. It is led by Dr Stefan Larsson, also head of LUii, and members of the research team includes Dr Hanna Carlsson, PhD in information Studies and Dr Lupita Svensson, PhD in Social work. Current project is funded by the Swedish Enforcement Authority and runs throughout the 2015.
We have earlier conducted a research review on digital consumption and over-indebtedness, together with bibliometrician Fredrik Åström, that was published in 2015, in English as well as in Swedish.
Purpose of project
The overarching goal of current research project is to help strengthen solvency and reduce over-indebtedness among young adults in an emerging digital society. This can be expressed in terms of that the purpose of the project is to form a better understanding of in what ways the digitization of our everyday lives – including consumption, credit handling and overall communication – influence economic vulnerability among young adults (18-25 years). The research questions that operationalize this purpose in more detail are.
- Are there demographic or other patterns in how economic vulnerability and over-indebtedness is related to digitally mediated consumption among young adults?
- How do different aspects of digitization – such as high accessibility, fewer or other boundaries, the demands for new skills, the abstraction of money, or less normative intermediaries – interact with the patterns of consumption and over-indebtedness of young adults?
- How do over-indebted young adults experience and bear witness of the causes of their indebtedness? How do their perspective on the issue correspond with that of public/municipal budget advisors’?
The study combines different methods. Firstly, a comprehensive literature study on over-indebtedness and consumption patterns in the digital society has been conducted, as mentioned above. Secondly, data is collected by means of a questionnaire on a sample of 1000 respondents of young adults (18-25). Thirdly, a small set of in depth interviews of indebted individuals taking part in municipal financial advisory programs will be conducted. Also the advisors will be interviewed.
Stefan.larsson [at] luii.lu.se
- Carlsson, Larsson & Åström (April 2015) Over-Indebtedness and Consumption Patterns in Digital Society – A Research Review, Lund University Internet Institute: LUii reports.
- Larsson (March 2015) Metaforerna, rätten & det digitala. Hur gamla begrepp styr förståelsen av nya fenomen. Malmö. Gleerups Utbildning AB.
- Carlsson, Larsson & Åström (Jan 2015) Överskuldsättning och konsumtionsmönster i det digitala samhället – en kunskapsöversikt, Lunds universitet: Lunds universitets internetinstitut, LUii reports.
- Larsson (June 2014) Digitaliseringens Rättssociologi. Om mätbarhetens behov av teori och den digitala arkitekturens normativa relevans, Retfærd. Nordic Journal of Law and Justice.
- Carlsson (2013) Den nya stadens bibliotek: Om teknik, förnuft och känsla i gestaltningen av kunskaps- och upplevelsestadens folkbibliotek, Lund University, Lund studies in arts and cultural sciences 3.
- Larsson & Runeson, red. (2014) DigiTrust: Tillit i det Digitala. Tvärvetenskapliga perspektiv från ett forskningsprojekt, Pufendorfinstitutet, Lunds universitet.
Listen to an interview with Hanna Carlsson and Stefan Larsson in Swedish national radio, P1 Plånboken, from 7 January 2016 (in swe).